Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Assess Life Insurance Needs How to help determine life insurance needs to provide for your family after you pass away. 9 Facts About Retirement Regardless of how you approach retirement, there are some things about it that might surprise you. Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be.